Bad credit can be a significant hurdle when securing a car loan. Many
people believe that their financial past will always hold them back. At Approved Geeks, we
understand that life happens, and we’re here to help you overcome these challenges and get
behind the wheel of your dream car.
What is Bad Credit?
Bad credit typically refers to a low credit score, resulting from
missed payments, high credit card balances, or other financial difficulties. A credit score below
600 is generally considered poor.
Common Causes of Bad Credit:
- Late or Missed Payments: Consistently missing bill payments can severely impact your
credit score. - High Credit Card Balances: Using a large percentage of your available credit can lower
your score. - Defaulting on Loans: Failure to repay loans can result in a lower credit score.
- Bankruptcy: Declaring bankruptcy can stay on your credit report for up to 10 years.
How Approved Geeks Can Help:
● Flexible Loan Options: We specialize in helping individuals with bad credit find car
loans that work for them.
● No Credit, No Problem: Whether you have no credit history or a poor credit score, we
have options tailored to your situation.
● Expert Guidance: Our team provides personalized advice to help you understand and
improve your credit score over time.
Success Stories: Read testimonials from our satisfied customers who have successfully
secured loans through Approved Geeks despite their bad credit.